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Student Finance

Private Loans

Private loans can offer variable interest rates that can increase or decrease over time, depending on market conditions and the borrower's credit rating. Private loans are liable to have a range of interest rates and fees. Students should determine the interest rate of, and any fees associate with, a private student loan before accepting it as part of their financial package. If you have any questions about your private loan, you should contact the lender of your loan or Student Financial Services.

School Certified Private Loans

You may apply for a private loan when additional funds are needed. You may select one of the listed lenders or a lender of your choice.

Applying for a Private Loan

To apply for a private loan use: https://www.elmselect.com/oll/SchoolLenderList/?schoolld=8525. Loan comparisons are highly recommended.

Student Loan Marketplace

Private Student Loan Marketplace

Once you have considered scholarships, grants and federal student loans, you can find a private student loan using the Private Student Loan Marketplace. The Marketplace is the only website that presents, side-by-side, the specific loan rates and terms you would see if you applied with each lender directly. You should then pick the private loan that is most appropriate for you and continue on to your chosen lender to complete the loan process.

The Marketplace will pull your credit report in order to instantly simulate the actual terms of loans available to you from local and national lenders - complete with APR, interest rate, total cost, monthly payment, borrower benefits, fees and repayment options. Your credit report will not be harmed by using the Marketplace. Remember that only by completing the lender's application can you be sure to receive the product rate and terms you select in the Marketplace.